We provide a clear, structured path to becoming a licensed Loan Originator. From education to exam preparation, we support you every step of the way so you can move confidently from beginner to licensed professional.
Once licensed and sponsored, Starter LOs can earn up to 150 basis points (1.5%) per closed loan under a lender-paid compensation structure. There are no confusing tiers—your earnings grow as your production grows.
To help you build momentum early, we provide five live leads every month. This allows you to gain real experience, practice conversations, and start building your pipeline with support from day one.
Through United University and the LO101 program, you receive structured weekly training designed to guide you through real-life loan scenarios. Our focus is practical knowledge you can immediately apply in the field.
We emphasize efficiency and clear communication throughout the loan process. With the right systems and support in place, you’ll learn how to move files smoothly from application to closing.
You’ll have access to a professional, cloud-based technology stack that brings together loan origination, CRM, borrower communication, and compliance tools—all in one place.
Every Starter LO is paired with a dedicated success coach focused on accountability, growth, and confidence. You’ll never have to figure things out on your own.
You’ll gain direct exposure to the broker channel through company-sponsored training opportunities and lender visits, helping you understand how deals are structured behind the scenes.
After completing the Starter LO program, you can choose your next step—continue as an Independent Loan Originator or pursue Branch Ownership with special incentives available for graduates.

Processing the $995.95 initiation fee activates our IT, marketing, and compliance teams to begin setting up your systems and integrations. This includes technology access, sponsorship setup, and state and federal compliance—so everything is built correctly from day one.

We move fast—because your time matters. Within four hours of signing up, our IT, marketing, and compliance teams will personally reach out to complete onboarding, and in most cases, you’ll be able to start your training the very same day.

With a $249.95 monthly fee for a 12-month commitment, you receive ongoing training, hands-on operational support, and a dedicated success coach focused on your growth throughout the customized year long program.
No experience is required. This program is designed specifically for individuals who are brand new to the mortgage industry and want a clear, guided path to becoming a loan originator.
The initiation fee covers your licensing education through Mortgage Educators, study resources, onboarding support, and a welcome package to get you started with confidence.
Most participants are able to prepare for and pass the SAFE exam within two to four weeks, depending on study time and availability.
You will continue to receive study support and resources to help you succeed. We are committed to helping you pass and move forward in the program.
You can begin earning commissions as soon as you pass the SAFE exam, obtain your license, and are sponsored by United Mortgage.
LO101 is a structured training program delivered through United University, with weekly videos, action steps, and real-world guidance to help you grow month by month.
Yes. In addition to training, you’ll receive practical exposure to real loan scenarios, systems, and lender processes—including in-person training opportunities with wholesale lenders.
You’ll receive ongoing support from our operations, compliance, and training teams, along with access to a dedicated success coach focused on your long-term growth.
After completing the program, you can choose to continue as an Independent Loan Originator or pursue Branch Ownership, with special incentives available for graduates.
Yes. This program is designed to help you build a real, scalable career in mortgage lending, whether your goal is personal production, leadership, or future business ownership.
United Mortgage of America, LLC
9820 Northcross Center Ct., Huntersville, NC 28078
Copyright © 2025 United Mortgage
Licensed in NC, SC, MD, GA & FL - All Rights Reserved
United Mortgage of America, LLC - NMLS #2591834