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A Meaningful Mortgage Career

Become a Loan Originator

Click Here to Start

Starter LO Benefits

MLO License Program

MLO License Program

MLO License Program

We provide a clear, structured path to becoming a licensed Loan Originator. From education to exam preparation, we support you every step of the way so you can move confidently from beginner to licensed professional.

Earn up to 150 BPS

MLO License Program

MLO License Program

Once licensed and sponsored, Starter LOs can earn up to 150 basis points (1.5%) per closed loan under a lender-paid compensation structure. There are no confusing tiers—your earnings grow as your production grows.

5 Leads per Month

MLO License Program

Hands-On Training & Support

To help you build momentum early, we provide five live leads every month. This allows you to gain real experience, practice conversations, and start building your pipeline with support from day one.

Hands-On Training & Support

Hands-On Training & Support

Hands-On Training & Support

Through United University and the LO101 program, you receive structured weekly training designed to guide you through real-life loan scenarios. Our focus is practical knowledge you can immediately apply in the field.

Fast, Professional Closings

Hands-On Training & Support

Fast, Professional Closings

We emphasize efficiency and clear communication throughout the loan process. With the right systems and support in place, you’ll learn how to move files smoothly from application to closing.

Modern Technology Platform

Hands-On Training & Support

Fast, Professional Closings

You’ll have access to a professional, cloud-based technology stack that brings together loan origination, CRM, borrower communication, and compliance tools—all in one place.

Dedicated Success Coach

Industry Exposure & Training

Industry Exposure & Training

Every Starter LO is paired with a dedicated success coach focused on accountability, growth, and confidence. You’ll never have to figure things out on your own.

Industry Exposure & Training

Industry Exposure & Training

Industry Exposure & Training

You’ll gain direct exposure to the broker channel through company-sponsored training opportunities and lender visits, helping you understand how deals are structured behind the scenes.

Path to Growth & Ownership

Industry Exposure & Training

Path to Growth & Ownership

After completing the Starter LO program, you can choose your next step—continue as an Independent Loan Originator or pursue Branch Ownership with special incentives available for graduates.

Next Steps

Step 1 - Initiation

Step 3 – Ongoing Support

Step 1 - Initiation

Processing the $995.95 initiation fee activates our IT, marketing, and compliance teams to begin setting up your systems and integrations. This includes technology access, sponsorship setup, and state and federal compliance—so everything is built correctly from day one.

Step 2: Onboarding

Step 3 – Ongoing Support

Step 1 - Initiation

We move fast—because your time matters. Within four hours of signing up, our IT, marketing, and compliance teams will personally reach out to complete onboarding, and in most cases, you’ll be able to start your training the very same day.

Step 3 – Ongoing Support

Step 3 – Ongoing Support

Step 3 – Ongoing Support

With a $249.95 monthly fee for a 12-month commitment, you receive ongoing training, hands-on operational support, and a dedicated success coach focused on your growth throughout the customized year long program.

Start Your New Career

Initiation Fee

Top 10 FAQs

No experience is required. This program is designed specifically for individuals who are brand new to the mortgage industry and want a clear, guided path to becoming a loan originator.


The initiation fee covers your licensing education through Mortgage Educators, study resources, onboarding support, and a welcome package to get you started with confidence.


Most participants are able to prepare for and pass the SAFE exam within two to four weeks, depending on study time and availability.


You will continue to receive study support and resources to help you succeed. We are committed to helping you pass and move forward in the program.


You can begin earning commissions as soon as you pass the SAFE exam, obtain your license, and are sponsored by United Mortgage.


LO101 is a structured training program delivered through United University, with weekly videos, action steps, and real-world guidance to help you grow month by month.


Yes. In addition to training, you’ll receive practical exposure to real loan scenarios, systems, and lender processes—including in-person training opportunities with wholesale lenders.


You’ll receive ongoing support from our operations, compliance, and training teams, along with access to a dedicated success coach focused on your long-term growth.


After completing the program, you can choose to continue as an Independent Loan Originator or pursue Branch Ownership, with special incentives available for graduates.


Yes. This program is designed to help you build a real, scalable career in mortgage lending, whether your goal is personal production, leadership, or future business ownership.


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United Mortgage of America, LLC

9820 Northcross Center Ct., Huntersville, NC 28078

(800) 579-1622 - Info@UnitedMtg.net

Copyright © 2025 United Mortgage

Licensed in NC, SC, MD, GA & FL - All Rights Reserved


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Equal Housing Opportunity

NMLS Consumer Access

United Mortgage of America, LLC - NMLS #2591834