Legal & Accessibility

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United Mortgage of America, LLC (“United Mortgage,” “we,” “our,” or “us”) provides this website for informational purposes. We grant you a limited, revocable, non-exclusive, non-transferable license to access and use this website for your personal, lawful, non-commercial use.

You agree not to attempt to gain unauthorized access to the site or related systems, interfere with the site’s operation, use scraping or automated tools without permission, or use the site in any way that violates applicable law or regulation.

United Mortgage reserves the right to suspend or terminate access for any misuse or suspected misuse.

Nothing on this website constitutes an offer to lend, a commitment to extend credit, or a guarantee of loan approval. All mortgage-related information is general in nature and provided for educational and marketing purposes only.

Final loan approval, program eligibility, interest rate, APR, fees, and terms depend on borrower qualifications, property details, lender underwriting, and applicable federal and state laws and regulations.

Any rate, payment, savings, approval, or program information shown on this website is provided for general informational and marketing purposes only and may be subject to additional disclosures and limitations under applicable law.

Payment examples, calculators, estimates, and scenarios are illustrative only and may not include all costs, such as taxes, insurance, mortgage insurance, HOA dues, points, lender fees, or third-party fees. Actual loan terms and costs may vary.

United Mortgage of America, LLC is a licensed mortgage brokerage and offers services only in states where it is properly licensed or exempt from licensing requirements. Not all products or services are available in all jurisdictions.

Information on this website is not intended to solicit or provide services in any state where United Mortgage is not authorized to do business. Licensing information is available upon request.

United Mortgage is committed to fair lending practices and complies with applicable federal and state fair lending and consumer protection laws. Credit decisions are made in accordance with lender underwriting guidelines and applicable law, without discrimination on any prohibited basis.

If you submit information through this website, including for pre-qualification, application, or document upload, you authorize United Mortgage and its lending partners to verify the information provided and to conduct lawful identity, fraud-prevention, and verification checks as permitted by applicable law.

Credit reports are obtained only for lawful purposes and only with appropriate consumer authorization, in compliance with the Fair Credit Reporting Act and related regulations.

United Mortgage does not pay or accept referral fees, kickbacks, or unearned fees for the referral of settlement service business where prohibited by law. Certain federal rules restrict the payment or receipt of anything of value in exchange for the referral of settlement service business in connection with federally related mortgage loans.

By using this website or submitting information electronically, you agree that we may communicate with you electronically where permitted by law. When required, we will obtain your consent to provide disclosures electronically in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN).

You may request paper copies when permitted and may withdraw electronic consent as described in the applicable disclosure.

If you provide a phone number or email address through this website, you understand that United Mortgage may contact you regarding your inquiry, application, or requested services.

Certain communications, including marketing calls or text messages, may require specific forms of consent under applicable law. Providing your contact information does not obligate you to receive marketing communications, and you may opt out at any time. Do-not-call and opt-out requests will be honored in accordance with applicable federal and state laws.

United Mortgage takes reasonable measures to protect consumer information and maintains administrative, technical, and physical safeguards designed to protect personal data, consistent with applicable privacy and information security laws and regulations.

Additional details regarding information collection, use, and sharing may be provided in a separate Privacy Policy.

This website may include links to third-party websites or utilize third-party tools or platforms. United Mortgage does not control and is not responsible for the content, security, privacy practices, or availability of third-party websites or services. Use of third-party sites is at your own risk and subject to their terms.

All content on this website, including text, graphics, logos, images, videos, layout, and design, is the property of United Mortgage of America, LLC or its licensors and is protected by applicable intellectual property laws.

No content may be copied, reproduced, modified, distributed, or commercially exploited without prior written permission from United Mortgage, except as expressly permitted for personal use.

This website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, United Mortgage disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, availability, and non-infringement.

To the fullest extent permitted by law, United Mortgage, its owners, officers, employees, contractors, affiliates, agents, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of this website or reliance on its content.

United Mortgage may update or revise these terms at any time by posting an updated version on this page. Continued use of the website constitutes acceptance of the revised terms.

United Mortgage of America, LLC is committed to making our website accessible to all users, including individuals with disabilities. We believe everyone deserves equal access to information, services, and opportunities.

We actively work to improve website accessibility by implementing recognized best practices intended to support assistive technologies, keyboard navigation, and overall usability. Some content or third-party features may not yet fully meet all accessibility standards due to technical limitations.

If you experience difficulty accessing any part of this website or need assistance, please contact us and we will make reasonable efforts to help.

Email: Info@UnitedMtg.net
Phone: 800-579-1622

Mailing Address:
United Mortgage of America, LLC
9820 Northcross Center Court, Suite 209
Huntersville, NC 28078

We appreciate your feedback and your help in improving accessibility for all users.