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Realtor Corner
APPLY
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Our Loan Products

Loan Products for Every Need

Conventional Loans

We offer flexible Conventional Mortgage solutions tailored to each buyer's unique needs. At United Mortgage, we are committed to helping you find the right loan product with a competitive rate and low closing costs.

Non-Conventional Loans

We offer non-conventional loan solutions for borrowers with unique financial situations or credit challenges. At United Mortgage, we have financing options to help make homeownership possible for everyone.

First-time Homebuyer

First-time Homebuyer

First-time Homebuyer

Credit Score: 550

Downpayment: 3.5%

Apply Now

Conventional

First-time Homebuyer

First-time Homebuyer

Credit Score: 620

Downpayment: 3%

Apply Now

VA

First-time Homebuyer

USDA

Credit Score: 550

Downpayment: 0%

Apply Now

USDA

First-time Homebuyer

USDA

Credit Score: 640

Downpayment: 0%

Apply Now

Jumbo

Bank Statement

Jumbo

Credit Score: 700

Downpayment: 10%

Apply Now

DSCR

Bank Statement

Jumbo

Credit Score: 620

Downpayment: 20%

Apply Now

Bank Statement

Bank Statement

Bank Statement

Credit Score: 620

Downpayment: 10%

Apply Now

Construction

Bank Statement

Bank Statement

Credit Score: 680

Downpayment: 10%

Apply Now

Reverse

Downpayment Assistance

Renovation 203(K)

Credit Score: 620

Downpayment: None

Apply Now

Renovation 203(K)

Downpayment Assistance

Renovation 203(K)

Credit Score: 580

Downpayment: 3.5%

Apply Now

ITIN - W7

Downpayment Assistance

Downpayment Assistance

Credit Score: 620

Downpayment: 10%

Apply Now

Downpayment Assistance

Downpayment Assistance

Downpayment Assistance

Credit Score: 550

Downpayment: 0%

Apply Now

Self-Employed

Foreign National

Foreign National

Credit Score: 620

Downpayment: 10%

Apply Now

Foreign National

Foreign National

Foreign National

Credit Score: 680

Downpayment: 20%

Apply Now

Second Home

Foreign National

Second Home

Credit Score: 680

Downpayment: 10%

Apply Now

Investment

Foreign National

Second Home

Credit Score: 680

Downpayment: 15%

Apply Now

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United Mortgage of America, LLC

9820 Northcross Center Court, Huntersville, NC 28078

(800) 579-1622 - Info@UnitedMtg.net

Copyright © 2025 United Mortgage

Licensed in FL, GA, NC, SC, MD, DC, TX - All Rights Reserved


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Equal Housing Opportunity

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United Mortgage of America, LLC - NMLS #2591834