Simple Steps to Buying a Home
1. Complete the Application
1. Complete the Application
1. Complete the Application
Apply Here and in less than 5 minutes, our simple Loan Application will collect your information to start the easy process.
2. Upload Documents
1. Complete the Application
1. Complete the Application
After submitting your Loan Application, the next step is to upload your initial documents, so that we can work on your Pre-Approval Letter.
3. Receive the Pre-Approval
1. Complete the Application
3. Receive the Pre-Approval
After reviewing your initial documents, you will receive a Pre-Approval Letter from us and a Loan Estimate (LE) for your review.
4. Go Under Contract
6. Get Homeowners Insurance
3. Receive the Pre-Approval
Now it's time to house-hunt! Working with your Realtor or one of our Preferred Partners, go Under Contract on the Home of your dreams!
5. E-Sign Disclosures
6. Get Homeowners Insurance
6. Get Homeowners Insurance
Once we receive your fully Executed Contract from your Realtor, we will lock your rate and send you Loan Disclosures for you to e-sign.
6. Get Homeowners Insurance
6. Get Homeowners Insurance
6. Get Homeowners Insurance
Get a quote from Brightway! They have the best rates and will get you the deal you've been looking for.
7. Conditional Approval
7. Conditional Approval
7. Conditional Approval
Our Underwriters will review the information provided, they will issue a "Conditional Approval" with some requested clarifications.
8. Clear to Close
7. Conditional Approval
7. Conditional Approval
When our Underwriting department clears all remaining loan conditions, you'll receive your Clear to Close. Congratulations!
9. Move to Your Home
7. Conditional Approval
9. Move to Your Home
You did it! You are officially a homeowner. Now enjoy with family and friends and feel free to let them know about your amazing experience.